Credit Cards on Campus英语四级作文（通用6篇）

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Credit Cards on Campus英语四级作文（通用6篇）

　　Credit Cards on Campus英语四级作文篇1

　　In recent years, credit cards have gained more popularity among college students. With banks’ more focus on college market, an increasing number of college students have applied for credit cards and begun to consume by them.

　　The following three factors can account for the popularity of credit cards on campus. Firstly, a credit card provides overdrawing service, which is a big attraction for those students who have not much money for their domination. Secondly, a credit card can help release financial burdens on those poor students, and hence reduce the risk of their dropping school for lacking money. Besides, many banks make some preferential policies on credit cards, like sending a gift, lowering year cost. Drawn by these policies, many college students have applied for credit cards.

　　As far as I am concerned, it is not a bad thing for college students to own credit cards. However, there is misuse of credit cards among college students. Many students use credit cards to buy luxurious things they don’t need really, and even some of them owe a big credit card debt. Therefore, schools and banks have responsibility to let college students learn how to use credit cards properly. Only in this way can college students enjoy really the advantages of credit cards.

　　Credit Cards on Campus英语四级作文篇2

　　Recently, in order to extend business to university campus, some banks offer credit cards to college students. Many people worry that credit cards may do harm to students, while others don't think so. In my opinion, credit cards are good for students if they are used appropriately.

　　First, when a student uses credit cards, he needn't bring much cash with him every day. And the less cash he brings, the less he needs to worry about being stolen. Second, using credit cards can minimize the chances of receiving forged notes. Students are not quite good at distinguishing forged notes, and thus often become victims of coiners. If they use credit cards, it will be very possible for them to avoid receiving forged notes because they don't need to get the changes. Third, using credit cards can help students to know more about "credit". If they don't repay their credit account in time, they will have to pay more interests and what's worse, they will get a bad credit record which will bring inconvenience to them in the future.

　　Therefore, I believe that credit cards will not bring harm to students if used reasonably.

　　Credit Cards on Campus英语四级作文篇3

　　Nowadays, an increasing number of students would rather use credit cards than cash to pay for everything. There are at least three factors accounting for the increasing use of credit cards.

　　For one thing, a credit card will offer students a safe way to pay their tuition fees,

　　thus it diminishes the risk of taking a large sum of money with oneself. For another, most credit cards provide a variety of services, such as a greater convenience of shopping and spending, streamlining collection procedures, etc. In addition, students can draw money with a credit card anytime they want, thus solve the problem of money shortage.

　　As to the issue of credit cards on college campus, I am inclined to believe that it is not bad for college students to have credit cards, however, we’d better lay down some rules of the credit cards on college campus to stop the misconduct of credit cards, and only in this way can we enjoy the advantages of credit cards on college campus.

　　Credit Cards on Campus英语四级作文篇4

　　Credit Cards Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as plastic money, are being offered on very good terms to encourage the change.

　　Consumers will be able to buy now, pay later, and many see this as an advantage. But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

　　However, used wisely credit cards can improve the quality of peoples lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

　　Credit Cards on Campus英语四级作文篇5

　　Now more and more people use credit card, credit card has become our the indispensable part in life. On the one hand, credit card can make our life more convenient, for instance in times of emergency providing for convenience. On the other hand, it can make us consume advancely , higher quality of life.Especially for our college students, it is more popular.

　　However the credit card also has its disadvantage side, for example, many people use overruns but couldn't return. In addition, it also easily to encourage useless consumption.

　　Personally, I think we need use credit card rationally. Don't use it as far as possible overdraws massively. What's more , wo must return back it , in order to avoid has the disadvantageous influence for us. Only the rational use, the credit card can the key time displays its key the function .

　　Credit Cards on Campus英语四级作文篇6

　　As the economy is developing so rapidly, people’s attitude towards life is changing at the same time. Credit cards are becoming more and more popular. but what advantages and disadvantages do they have?

　　Firstly, it is quite convenient ant safe for us to use a credit card. Cash-stolen does not exist in this way. People now take a card instead of a heavy purse wherever they go. Secondly, credit cards represent great honour. People using credit cards shows his special identity and draw others attention.

　　On the other hand, credit cards are not always that good. Credit cards can lead to overspending somehow. People pay more than they have and then get busy paying off. Furthermore the credit card cheating happens more often.

　　In my opinion, credit cards do good in our life. But we should use them carefully. Only when used credit cards properly can make contribution to a more convenient and safer life.

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